Meramak Bankcard Midwest Merchant Account Services

terms and legal use


Terms Legal Use, Privacy

Terms for using this web site and privacy statement.


When visiting

Terms of Use and Legal Notices

This website has been prepared solely for the purpose of providing information about
Meramak Bankcard ("") and S & T Enterprise Group, Inc. as a convenience to its customers.
This website has been compiled in good faith by; however, no representation
is made as to the completeness or accuracy of the information it contains. In particular, please
be aware that this information may be incomplete, may contain errors, or may become out of date.
Though probably not. makes no commitment, and disclaims any duty,
to update any of the information contained at this website or in any of's news
releases and or information referred to herein. and Meramak Bankcard reserves the right to add, modify
or delete any information within this website at any time.

Links to third party sites:
makes no representations whatsoever about any other website(s) that you may access through hypertext
links at this website. When you access a website, please understand that it is
" independent from, and that has no control over the content
of that website. In addition, a link to a website does not mean that
endorses or accepts any responsibility for the content, or the use, of such website, or of any information
accessible on or through such website.

Ownership of Materials: Materials are copyrighted and are protected
by worldwide copyright laws and treaty provisions. They may not be copied, reproduced, modified, published,
uploaded, posted, transmitted, or distributed in any way, without's prior written permission.
Except as expressly provided herein, does not grant any express or implied right to you
under any patents, copyrights, trademarks, or trade secret information. Other rights may be granted to you by in writing or incorporated elsewhere in the Materials. Should any viewer of a
published document respond with information including comments, suggestions, questions, or the like regarding the
content of any such document, such information shall be deemed to be non-confidential
and shall have no obligation of any kind with such information and shall be free to reproduce
, use, disclose and distribute the information to others without limitation. shall be free to
use such information, including any ideas, concepts, know-how or techniques contained herein, for any purpose
whatsoever including but not limited to developing, manufacturing, and marketing products based upon such

- Online Privacy Statement -

Protecting the privacy of users of the Meramak Web site is important to us. Our Online Privacy Statement is designed to inform you about our collection and use of personal information on this Web site. From time to time, Meramak may modify this Online Privacy Statement.

The Online Privacy Statement can be found on the home page of this Web site, as well as every page on the Web site where you provide us with personal information.

The Only Personal Information We Collect Online is Information You Voluntarily Provide to Us.

The only information we collect about you on this Web site is information that you voluntarily provide to us. This information may include, for example, name, mailing address, Email address, phone number and similar information. If you supply us with personal information on this Web site, we will use that information only to contact you so that we can:

•Provide you with the information you have asked for (requested);
•Facilitate and complete merchant-initiated or authorized transactions;
•Comply with all federal, state and local laws, including credit reporting laws and card association rules;
•Combat fraud; or
•When You Browse the Meramak Bankcard Web Site, You Do So Without Revealing Your Identity.

This Web site may use cookies or Web beacons solely to aggregate statistical information about the pages users visit so we can update and redesign, as necessary, our Web site in order to provide you with the most useful information. Personal information, such as your Email address, is not collected unless you provide it to us. Meramak does not disclose domain name or aggregate information to third parties.

From time to time, however, we may disclose this information to fulfill legal or regulatory obligations or if we determine such disclosure is legally advisable or necessary to protect our rights and the rights of others, or to prevent harm. In addition, we may aggregate data about users of our site and use it for statistical purposes. This information helps us to better understand our site’s users and how to improve our site and our offerings.

We Are Committed to Protecting the Confidentiality of User Information.

Our policies limit access to personal user information that is collected from this Web site to our employees and agents and the employees and/or agents of our affiliates and business partners who need the information to fulfill their business responsibilities. Vendors and other outside contractors we engage are subject to our contractual requirements for safeguarding personal information.

Employees and others with duties related to this Web site must adhere to this Online Privacy Statement. Our employees receive annual training about the privacy policies and procedures of Meramak Bankcard and its affiliates and subsidiaries including Meramak. We acknowledge that protecting consumer privacy is a key part of our trusted relationship with our clients.

Any employee violating this Online Privacy Statement may be subject to disciplinary action, up to and including dismissal.

By using this Web site, you agree that your use of Meramak Web site is limited to the terms stated in your agreement with Meramak.

In some cases, you may be able to opt out of the use of your data on the Meramak Bankcard Web site. To do so, please contact the Meramak Office at 1-888-336-4872.

We Use Appropriate Security Safeguards.

At Meramak Bankcard, security is a priority. Meramak employs appropriate measures, including advanced technology, to protect personal information collected online against unauthorized access, disclosure, alteration or destruction. These measures may include, among others, encryption, physical access security, and other appropriate technologies. Meramak reviews and enhances its security systems, as necessary.

This Web Site is Not Directed at Persons Under the Age of 18.

Our Web site is not directed at persons under the age of 18, and Meramak does not collect or maintain information at our Web site from persons we actually know are under the age of 18.

This privacy policy applies only to the information we collect on the Meramak Web site. This privacy policy does not apply to information we collect through other methods or sources, including sites owned or operated by our affiliates, vendors or partners.

© Copyright 1998-2011,, Meramak Bankcard, S & T Enterprise Group, Inc.

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