Meramak Bankcard Midwest Merchant Account Services virtual terminal


Internet Virtual Terminal Services:

This Virtual Terminal replaces standard authorization terminals (credit card terminals) as well as software, and provides one of the best solutions for MO/TO merchants who manually enter credit card transactions for mail or phone order sales.


The Authorize.Net Virtual Terminal is an online solution for many businesses with it's web security built into web pages. IE browsers, Firefox, Netscape, and versions of Mozilla browsers interface with the gateway. It encrypts credit card information over the Internet conforming to Mastercard and VISA regulations. Businesses can authorize, process and manage credit card transactions from any computer that has Internet access and an appropriate Web browser.

  Authorize.Net Preferred Reseller

The Virtual Terminal suits large and small businesses of all sizes because it is easy to understand yet powerful enough to expand with the growth of your business. The expense and monthly cost is comparable to costs normally associated with online authorizing and processing MO/TO credit card transactions. It's also much faster than standard dial-up authorization systems and is accessible anywhere you have an Internet connection.

Businesses that we set an account up with Authorize.Net may access the Virtual Terminal through the Authorize.Net Web site using any web browser like Internet Explorer, Firefox, Netscape and related Mozilla products. does not issue merchant accounts. They are a secure Internet Gateway. has been online for years providing a secure way for businesses to accept credit card transactions online. requires a merchant provider like us to issue a merchant account that accesses their services.

This is how it works. We issue you or your business a merchant account. Your merchant account includes two numbers used for programming your account and for routing the money from your sales into your bank account after processing. We login with and open an account using the merchant numbers assigned to your account. We will issue you or your business an ID and password to access the account. Once you are at the main page, you may login. After logging into the Authorize.Net account using the unique user ID and a password we issued, merchants can access the complete range of Authorize.Net services -- authorizations for purchases, credits and returns, status and activity reports, and much more.

To authorize credit card transactions online, merchant's must fill out an e-form providing Authorize.Net with the information needed to process the credit card transaction. All information is encrypted using the latest SSL technology and is sent to an Authorize.Net host server. The host server then transmits the data through the processing network to the appropriate card issuer's bank using a secure, proprietary network connection. The process takes about three seconds. Merchant's receive an authorization number, and the Authorize.Net server stores the transaction on it's servers for online review and returns. All transactions (your sales) are automatically settled each day and are typically funded within two to three business days. The money is routed to your bank account using the information we submitted to get your merchant account approved.

If you want to accept credit cards in real time on your web site using
Example: You sell a product on the Internet and have a shopping cart for customers to purchase your product. Almost all shopping carts will interface with the gateway. All that is required is to enter one line of html code into the shopping cart page. No software "wallet", "e-cash" or memberships needed as required by other services. The line of code will transfer checkout and credit card information over to servers for completion.
No need to change your hosting service, no software required, and you don't need to purchase an SSL enabled secure page, it's provided. After checking out, your customer is transferred back to your web site.

Merchants who sign up for can also review the status of past and pending transactions and run a host of reports directly from the Authorize.Net Merchant Interface. The Virtual Terminal looks like a short form with a few fields to fill out. Once you put in the customer's name, address and associated credit card sale information, click submit at the bottom of the screen and you are on your way to making a sale using a Virtual Terminal.

Sign up for an Authorize.Net account to use the Virtual Terminal service by filling out our online form below.


If you want to have a merchant account setup for you, call us or fill out our pre-application and contact form online. 1-888-336-4872.

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